Recharge | Bill Payment | Utility Services | Gift Cards
Your trusted B2B platform for Recharges, Utility Bill Payments, and Branded Gift Cards. Whether you're a retailer or entrepreneur — our services help you grow faster with real-time transactions and seamless access.
One-Stop Platform: From recharges to utility bills and gift cards, offer everything your customers need—instantly.
Grow with Confidence: Get high margins, real-time reports, and 24/7 reliability built for small businesses and agents.
Support for Every Retailer: Whether you’re in a metro city or a rural town, our tools empower you to deliver modern digital services.
Quick. Reliable. Secure. That’s how digital payments should be—and that’s what we deliver.
Live Recharge & Bill Systems
Real-Time Commission
Fast Transaction Engine
Easy Onboarding
Power your business with fast and secure services: recharges, bill payments, utility prepaid cards, and branded gift vouchers. Our platform is tailored for B2B retailers, agents, and entrepreneurs.
Recharge services for Mobile, DTH, and Fastag with instant confirmation and margin benefits.
Pay electricity, water, gas, broadband, landline bills & more with a single platform.
Provide prepaid cards for utility bills, bookings, travel services and other flexible use cases.
Top-up brand vouchers like Amazon, Myntra, MakeMyTrip, and more — perfect for any customer segment.
With 5+ years of fintech expertise, we deliver reliable solutions and generous commissions to local retailers and entrepreneurs.
Comprehensive recharge, utility, travel & prepaid card solutions.
Highest margins for Retailers with zero setup cost.
Trusted by over 1.2 lakh+ active retailers pan India.
Everything you need to know as a Retailer to get started and grow with us.
See how PayRato is helping real retailers grow their businesses with smarter, faster services.
I’ve been using for 3 months and it’s been a game-changer. Smooth payments and excellent customer support!
With , I added new services to my shop without any technical hassle. Very user-friendly and fast!
My regular customers now trust me more since using . Instant recharge and bill payment really help!
Onboarding was smooth, and the WhatsApp support is fantastic. gives retailers real power!
No spam—just important updates, new features, and offers tailored for business partners like you.
PayRato is your B2B platform for mobile recharges, utility bill payments, digital services, and more. Join us and grow your digital business.
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